AACT is excited to offer members comprehensive professional liability insurance coverage,
offered by NIA Insurance Services and underwritten by Lloyds of London. This program
is specifically designed for OEM clinicians and available only to members of AACT.
Many consultant services and administrative duties provided by occupational and environmental
medicine practitioners have not been covered by malpractice coverage. This Professional
Liability Insurance Program responds to this need. AACT members may now obtain professional
liability coverage to protect them from exposures from suits alleging negligence
for errors and omissions in services provided to clients, as well as from recommendations
and decisions that may result in bodily injury to a third party (such as a patient).
Previously, consultants seeking liability coverage had to decide between a medical
malpractice policy that provided coverage only for direct patient relationships,
or a miscellaneous professional liability insurance policy that generally excluded
all bodily injury claims. In response, NIA Insurance Services has developed a Professional
Liability Program that offers the broadest coverage for a wide range of health care
consulting activities that includes coverage for bodily injury claims.
Coverage includes:
Direct Patient Contact - Provides coverage on professional services performed by the
insured in the diagnosis, evaluation, treatment and/or care of any client, resident
or patient.
- Independent Medical Examinations
- Diagnosis
- Medical Evaluations / Assessments
- Treatment Recommendations
- Medical Procedure
Non-Direct Patient Contact provides coverage for administrative, consulting and
various alleged misconduct incidents for patients, employees, former employees and
applicants for employment.
- Medical Directorships
- Corporate Consultations
- Administrative Policy Development of
- Organizations and Companies
- Administrative
- Record Review Reports
- Oversight of Staff
- Defamation
- Libel or Slander
- False Arrest
- Malicious Prosecution
- Wrongful Entry
- Violation of Right of Privacy
- Sexual Misconduct
|
